Rupert Spira: "You need to run out of options, meaning exhausting the search for happiness in objects, in order to really see there is only happiness which is you, here and now. Have relationships, make money, but eventually you will realize that happiness can never be derived from objects."
I know that fear. What to do is really see there is no running out of stuff, there is no maybe, there is an infinite number of things you can do, as long as you do it from your inherent happiness and dont take the stuff as a means for happiness.